Life insurance, long-term savings
The life insurance contract under French or Luxembourg law meets the objective of building up and increasing assets.The benefits of a life insurance contract
The financial management of capital is carried out within a capitalising envelope. Life insurance also meets an objective of transmitting assets and protecting loved ones in the event of death.
- diversification: funds in euros and in units of account to build a portfolio that matches your expectations
- taxation: tax advantage for withdrawals on your contracts of more than 8 years.
- inheritance: a transmission tool treated outside of inheritance with more flexible sharing rules and more attractive taxation.
- capitalisation envelope: in the absence of partial or total redemption, the gains made are not subject to taxation (except in special cases).