Investments and placements

Do you want to optimise your assets and diversify your investment portfolio? Discover the different types of financial investments available on the market presented with their respective characteristics, advantages and risks. Whether you are a novice or an experienced investor, your private banker will help you select the investments best suited to your needs.
Investments and placements delubac

A selection of open architecture funds

Impact investments in support of social and environmental issues

Innovative investment vehicles

Our investment vehicles

  • Private equity: investing in the real economy

    What is private equity?

    Private equity is direct or indirect investment in companies not listed on the stock exchange.

    Why invest in private equity?

    • support for the economy: helps meet the financing needs of unlisted companies. It makes it possible to support these companies at their various stages of development;
    • performance*: in theory, offers high rates of return while being less exposed to stock market volatility;
    • expertise: allows you to benefit from the know-how of professionals and an alignment of interests (carried interest) when the investment is made through investment funds.

    For which risk profile?
    Intended for more experiences profiles, investing in private equity is inherently risky and illiquid. It requires a long-term investment horizon.

    The Delubac advantage

    Our experts rigorously select management companies and their investment funds. We have developed particular expertise in the selection of solutions eligible for reinvestment (150-0 bter).

    Thanks to Article 150-0 b ter of the French General Tax Code, the contribution-transfer regime allows you to optimise your taxation when reselling your business. Indeed, it makes it possible to benefit from a deferral of capital gains on sale by contributing its company securities to a holding company. This holding company will in turn sell these securities to a buyer.

    Our eligible solutions for the reuse of your transfer:

    Real estate
    Hospitality, co-living, logistics, urban recycling.

    Capital investment
    Tech start-ups, impact and health companies.

    Tangible assets
    Woods and forests, wine.

  • Structured products: take advantage of attractive return potential in a secure framework
  • Physical securities: investing directly in a financial security
  • UCIs: diversify your investments in funds managed by professionals
  • Stone Paper: investing in a portfolio of diversified real estate assets

Our investment envelopes

  • Life insurance

    Life insurance, long-term savings

    The life insurance contract under French or Luxembourg law meets the objective of building up and increasing assets.
    The financial management of capital is carried out within a capitalising envelope. Life insurance also meets an objective of transmitting assets and protecting loved ones in the event of death.

    The benefits of a life insurance contract

    • diversification: funds in euros and in units of account to build a portfolio that matches your expectations
    • taxation: tax advantage for withdrawals on your contracts of more than 8 years.
    • inheritance: a transmission tool treated outside of inheritance with more flexible sharing rules and more attractive taxation.
    • capitalisation envelope: in the absence of partial or total redemption, the gains made are not subject to taxation (except in special cases).
    savings investments

  • The capitalisation contract
  • The securities account
* Financial investments can allow you to benefit from the potential performance of the financial markets in return for taking some risks, including capital loss. Before any investment, you should be aware of the risks associated with the product. Past performance is not a reliable indicator of future performance. The information provided on our site is not intended to list exhaustively all the risks that the client may face when benefiting from an investment service provided by Banque Delubac & Cie.

Des réponses à vos questions

Des interrogations quant à certains types d'actifs, de supports ou de termes spécifiques de la finance et de la banque privée ? Trouvez des définitions complètes dans notre glossaire de la banque privée et les réponses à vos questions dans notre FAQ.

Your private banker at your service

Delubac Private Banking
Investments require careful selection and monitoring. Controlling risk and protecting your capital is our priority, while finding solutions that meet your expectations in terms of return. We support our privileged clientele only with tailor-made solutions by providing you with a private banker, a contact person dedicated to your personal and professional wealth needs.