Français (France) 
Corporate financing
To support you in the day-to-day or medium-term management of your business, Delubac Corporate Banking provides you with an offer dedicated to financing your business or your association.
Cash flow gap? Discover accounts receivable financing.
Are you facing a cash flow
issue? Need to pay suppliers or support your growth? Our offering allows
for partial or complete mobilization of your accounts receivable, on a
one-time or ongoing basis.
Accepted receivables: all invoices are potentially eligible (subject to
Bank approval), both in France and abroad.
3 common intervention scenarios:
- Cash injection: We provide cash by financing your invoices within 48 hours.
- Comprehensive solution for managing your accounts receivable: A real time-saver, our team of experts handles your invoices from financing to customer follow-up (payment verification, customer monitoring and reminders, and even debt collection if necessary).
- Protection against defaults: Delubac Factor offers insurance against potential defaults by your customers.
An exceptional relationship: a dedicated advisor
- The independence of a bank: Delubac & Cie tailors its services to the specific situations of its clients, with a commitment backed by its own funds.
- Proximity: Presence in various regions, access to the advisor's mobile number. If not available, calls are returned within the same day.
- Responsiveness: Regardless of the expressed need, a response validated by management is provided within 10 days.
- Promise: Providing a solution in any circumstance, even in situations overlooked by other financial players.
Our complementary business financing services
Trade receivables: Dailly assignments, Discounting
In order to finance your trade receivables, several options are available:
- The Dailly law, for the transfer of your invoices to France
- The discount of your commercial paper, paperless or paper
Bank overdrafts, cash credit, securities and bank guarantees
If you have cash offsets, the bank overdraft and cash credit are appropriate solutions. For example, securities and guarantees can enable you, by signing with the bank, to tender for a market.
Cautions et garanties
Les cautions et garanties peuvent vous permettre, en engageant la
signature de la banque, de soumissionner un marché, par exemple.
Factoring
Factoring enables you to finance, secure and guarantee your accounts receivable. Our solution dedicated to businesses is a relevant means of financing as it enables you to mobilise your invoices as soon as they are delivered. Indeed, the supported amounts adapt, permanently, to your working capital needs. You benefit from tracking your invoices sold in our dedicated tool "Delubac Factor" and a guarantee against unpaid invoices.
Medium and long term financing
To provide you with the support required to grow and develop your business, we offer you a range of variable-rate or fixed-rate loans.
Setting up a trust to guarantee your financing
Security trust is a tool to guarantee your commitments. The bank will assist you in setting it up.
A dedicated regional advisor will call you back within 24 hours.
Subject to acceptance by Banque Delubac & Cie. A credit commits you and must be repaid. Check your repayment capacity before you commit.
All our banking and financial services for businesses
Online banking
Consult and manage your online banking account in real time on the online platform or the e-Delubac app.
Payment methods
Use the payment methods best suited to your needs: bank card, cheque book, electronic payment terminal, etc.
International banking services
Secure your international payments thanks to documentary credit and bank guarantees.
Savings and financial investments
Save your cash in the short or long term and manage your assets according to your risk profile.
Our corporate bankers dedicated to your business
Discover our Corporate bankers and Associations team, present in the major cities of France, as close as possible to you.