Corporate financing
To support you in the day-to-day or medium-term management of your business, Delubac Corporate Banking provides you with an offer dedicated to financing your business or your association.
Cash flow gap? Discover accounts receivable financing.
Are you facing a cash flow issue? Need to pay suppliers or support your growth? Our offering allows for partial or complete mobilization of your accounts receivable, on a one-time or ongoing basis.
Accepted receivables: all invoices are potentially eligible (subject to Bank approval), both in France and abroad.
3 common intervention scenarios
Cash injection
We provide cash by financing your invoices within 48 hours.
Comprehensive solution for managing your accounts receivable
A real time-saver, our team of experts handles your invoices from financing to customer follow-up (payment verification, customer monitoring and reminders, and even debt collection if necessary).
Protection against defaults
Delubac Factor offers insurance against potential defaults by your customers.
An exceptional relationship: a dedicated advisor
The independence of a bank
Delubac & Cie tailors its services to the specific situations of its clients, with a commitment backed by its own funds
Proximity
Presence in various regions, access to the advisor’s mobile number. If not available, calls are returned within the same day.
Responsiveness
Regardless of the expressed need, a response validated by management is provided within 10 days.
Promise
Providing a solution in any circumstance, even in situations overlooked by other financial players.
Subject to acceptance by Banque Delubac & Cie. A credit commits you and must be repaid. Check your repayment capacity before you commit.
Our complementary business financing services
Trade receivables: Dailly assignments, Discounting
In order to finance your trade receivables, several options are available:
- The Dailly law, for the transfer of your invoices to France
- The discount of your commercial paper, paperless or paper
Bank overdrafts, cash credit, securities and bank guarantees
If you have cash offsets, the bank overdraft and cash credit are appropriate solutions. For example, securities and guarantees can enable you, by signing with the bank, to tender for a market.
Factoring
Factoring enables you to finance, secure and guarantee your accounts receivable. Our solution dedicated to businesses is a relevant means of financing as it enables you to mobilise your invoices as soon as they are delivered. Indeed, the supported amounts adapt, permanently, to your working capital needs. You benefit from tracking your invoices sold in our dedicated tool “Delubac Factor” and a guarantee against unpaid invoices.
Security deposits and guarantees
Security deposits and guarantees can enable you, by engaging the bank’s signature, to bid on a contract, for example.
Medium and long term financing
To provide you with the support required to grow and develop your business, we offer you a range of variable-rate or fixed-rate loans.
Setting up a trust to guarantee your financing
Security trust is a tool to guarantee your commitments. The bank will assist you in setting it up.
A dedicated regional advisor will call you back within 24 hours.
All our banking and financial services for businesses
Online banking
Payment methods
International banking services
Secure your international payments thanks to documentary credit and bank guarantees.
Savings and financial investments
Save your cash in the short or long term and manage your assets according to your risk profile.
Our corporate bankers dedicated to your business
Discover our Corporate bankers and Associations team, present in the major cities of France, as close as possible to you.
