Legal notice

Banque Delubac & Cie is a credit institution, an investment services provider governed by French law and subject to the provisions of Articles L.511-1 et seq. of the French Monetary and Financial Code, approved by the French Prudential Control and Resolution Authority (“ACPR”, 4, Place de Budapest Paris Cedex 09), controlled by the Autorité des Marchés Financiers (AMF) and under the prudential supervision of the European Central Bank (ECB).

Banque Delubac & Cie is approved as an insurance broker and registered as such with ORIAS under the insurance intermediary registration number 07027153.

Banque Delubac & Cie, as credit institution approved for the provision of investment services, is authorised to carry out all banking operations and to provide all investment services, with the exception of investment service of a multilateral trading facility or an organised trading facility.

The user is currently connected to the official website of Banque Delubac & Cie: www.delubac.com

Browsing this site is subject to applicable regulations and the conditions of use. As the latter is updated on a regular basis, please consult this page each time you log onto the site.

Our teams go the extra mile to provide you with accurate, up-to-date, non-contractual information, but the latter is purely for information purposes.

In addition, Banque Delubac & Cie has the right to change and/or correct any non-contractual information found on www.delubac.com at any time and without notice.

The information provided on the site www.delubac.com relating to the presentation of products and services does not constitute recommendations or advice and can in no way be considered as having contractual value. It is purely for information purposes only. The general terms and conditions of the products and services offered by Banque Delubac & Cie prevail over the non-contractual information available on the website www.delubac.com. As such, no liability is accepted by Banque Delubac & Cie in the event of direct or indirect loss, resulting from the use of this information.

Those who wish to purchase a service or product presented on this site must contact Banque Delubac & Cie to inquire about the applicable contractual and tariff conditions. 

Access to the services presented on this site may be subject to restrictions with regard to certain persons or in certain countries. No services will be provided by Banque Delubac & Cie to any person if the law of his/her country of origin or any other country concerning him/her, prohibits it. However, those who are interested should check with their usual agents in advance to see if their legal and tax status allows them to subscribe to services presented on the site.

The website www.delubac.com is an information site. Those accessing this site and the information it contains accept the rules of use set out below.

Allow us to draw your attention to the fact that secrecy of correspondence is not guaranteed on the internet and it is up to each user to take all appropriate measures to protect his/her own data and/or software.

We may, for security reasons, be obliged to suspend various services.

Banque Delubac & Cie cannot be held responsible, in particular for:

• direct or indirect losses, which may result from the use of the information presented on the site,
• data transport,
• the quality and availability of telecommunication networks,
• service interruptions as a result of updating the information necessary to properly operate the service or any act of maintenance,
• direct and/or indirect damage as a result of the presence of viruses on the user’s terminal (computer, tablet, smartphone...) or caused by a failure of his/her equipment,
• and, in general, any malfunction or error for which you are responsible.
  Banque Delubac & Cie is bound by an obligation of means with regard to the accessibility and the proper functioning of this site. 

Banque Delubac & Cie reserves the right to correct the content of this notice at any time and without notice. In addition, Banque Delubac & Cie accepts no liability for delays, errors or omissions in the content of these pages and in the event of interruption or non-availability of the service.

Bank Delubac & Cie shall not be liable for items beyond its control and for any damage that may be suffered by the user’s technical environment, including its terminals (computer, tablet, smartphone, etc.), software, network equipment and any other equipment used to access or use the service and/or information.

Banque Delubac & Cie shall not be held liable for any decision made on the basis of information contained on the site, or the use that could be made of it by third parties.

The user acknowledges that he/she has read this legal notice and agrees to respect it. The website www.delubac.com is accessible 24/7, except in cases of force majeure, technical and/or computer and/or telecommunication and/or maintenance period difficulties.

We would like to inform the user that a cookie is automatically installed during his/her visits to the site. This cookie does not identify the visitor. It saves data when the user visits the site.  You can oppose the registration of this cookie by configuring the browser (for more information, the user should consult the chart below).

See our cookies policy.

Please note that Banque Delubac & Cie has no control or responsibility for the creation of links to external sites from the website www.delubac.com, and in particular regarding the content of these sites. The user also agrees that his/her choice to access another site, via a hypertext link, is at his/her own risk. Consequently, any direct or indirect damage caused as a result of your access to another site linked by a hypertext link cannot engage the responsibility of Banque Delubac & Cie.

The same applies to pages or websites leading to our site. Any hypertext link to our site must be expressly authorised by the director of publication.

The published photographs are provided with all the rights transferred to Banque Delubac & Co.

@shutterstock

@gettyimages

@istock

@denis.felix

We would like to inform the user that everything he/she sees and reads on this site is protected by intellectual property laws.

Any full or partial reproduction or representation, distribution or redistribution, sale, resale, retransmission or making available the pages, data and any other element of the website www.delubac.com, to third parties by any process or media whatsoever and/or in any way whatsoever is prohibited and constitutes, without the publisher duly authorising it in advance, an infringement and may result in civil and criminal penalties.

All data (texts, sounds or images) contained on the pages of this website is the exclusive property of Banque Delubac & Cie.

By the same token, Delubac & Cie Bank holds all the rights to the trademarks and logos deposited on this site. It is forbidden to reproduce or represent them on any medium whatsoever and for any purpose whatsoever, unless authorisation has been granted by the bank in advance.

Protection of personal data

Within the scope of this site and its activity, the user may be required to send to Banque Delubac & Cie personal data that may be the subject of computer processing, particularly in the context of online form entry. 

Banque Delubac & Cie therefore undertakes to ensure the protection, privacy and security of the user’s personal data, as well as to respect his/her privacy in accordance with the regulations in force. 

As part of the implementation of the provisions on the protection of personal data and in particular the application of the European Parliament’s General Data Protection Regulation (EU) 2016/679 (GDPR) and the Council of 27 April 2016 on the protection of individuals with regard to the processing of personal data and the free movement of such data, Banque Delubac & Cie makes its policy of protection of personal data available to the user, which will provide information on the conditions in which the personal data are processed.

Consult our personal data protection policy

In accordance with the regulations in force, the users have the right to access, correct, delete and limit the processing and portability of their data. These rights can be exercised under the conditions and limits covered by applicable regulations.

To do so, you must write to:

Data Protection Officer

Postal address: 16, Place Saléon Terras - 07160 Le Cheylard

Email address: dpo@delubac.fr

You also have the right to file a complaint with the Commission Nationale de l’Informatique et des Libertés (CNIL), the supervisory authority responsible for compliance with obligations regarding personal data.

The content of the website www.delubac.com is subject to the law applicable in France.

All users recognise the jurisdiction of French courts for all that concerns the content and use of the website or disputes arising therefrom.