Since 1924, Banque Delubac has faithfully strived to maintain the values of its founder Maurice Delubac: independence, expertise and human values.
Discover the history of a bank with strong family governance and its ability to grow through crises and opportunities.
Banque Delubac & Cie is the first bank to be registered as a DASP (Digital Asset Services Provider) with the AMF (French Financial Market Authority).
We support web 3 and crypto-asset players looking for a banking partner but also our clients in the custody and management of their crypto-assets.
The Delubac locations are expanding to be closer to our clients in major cities in metropolitan France and overseas French departments.
Family governance continues with the arrival of Joël-Alexis Bialkiewicz. After an engineering degree and a doctorate in theoretical computer science, he chose to join the bank in 2010. With a scientific background and experienced in modern management methods, Joël-Alexis Bialkiewicz updated our processes and our governance by becoming Managing Partner in 2012.
In parallel with the development of our specialisations and niche markets, Banque Delubac & Cie has endeavoured to extend its territorial scope of action with the opening of offices in Lyon and Toulouse.
In 1992, this new department offered banking services for real estate professionals.
Serge Bialkiewicz met Jean-Michel Samuel Delubac during meetings at the Office de Coordination des Banques Privées (now the OCBF). He wanted to take over a bank to develop it.
Serge Bialkiewicz and Jean-Michel Delubac joined forces. The capital of the bank increased to 30 million francs thanks to the investors brought by Mr Bialkiewicz. Banque Delubac opened a branch on Boulevard Haussmann.
The 1980s were the scene of profound upheavals for all players in the financial world. A decade of accelerated changes began for Banque Delubac with the arrival of Jean-Michel Samuel Delubac, grandson of the founder.
After his studies in Grenoble and Paris, he joined the business in 1980. The time had come for the 3rd generation to take part in the adventure. He contributes to writing new pages, while respecting the DNA of the Banque Delubac.
A few weeks before the death of Maurice Delubac in 1976, Banque de l'Eyrieux Maurice Delubac became a company under the name of Banque Delubac & Cie.
In this limited partnership, Jean Samuel, son-in-law of Maurice Delubac was managing director and Josette Samuel-Delubac, daughter of Maurice Delubac, was managing partner.
Jean Samuel joined the Banque de France in Lille after his law studies, where he gained experience in banking.
In 1960, Maurice Delubac, when considering his retirement, invited his son-in-law to join him to succeed him. Jean Samuel returns to Le Cheylard to ensure the continuity of Banque de l’Eyrieux Maurice Delubac.
With family governance, a loyal clientele and dynamic local industrial activity, the post-war boom period enabled the bank to consolidate, despite the development of network banks.
The bank remained on course despite the 1929 crisis. Liquidities remain the priority.
10 years later, with the outbreak of the Second World War, Maurice Delubac was called up as he was for the first. He was taken prisoner in Dunkirk, sent to Oflag in Poland and released in 1941.
During his absence, his wife managed the bank with two employees and a Belgian refugee who had already worked in the banking sector.
From 1941 to 1946, Maurice Delubac converted part of the building of Place Saléon Terras in Le Cheylard – which also happened to be his personal home – into a bank.
Very hostile to the Vichy regime and its banking regulations, he hid a fellow Jew in captivity as well as his son Jean Samuel. It is in this dramatic context that a happy event occurred, since the daughter of Maurice Delubac and Jean Samuel married.
The local history of Le Cheylard is very marked by industrialisation and the development of an essential activity in the 19th century: tannery. Even today, Le Cheylard exports its productions all over the world, in the fields of textiles, jewellery and advanced mechanics. Le Cheylard was at the heart of industrialisation, where Maurice Delubac supported his industrial clients, craftsmen and merchants.
An old countryside expression concerning common sense became his motto for life:
You shouldn't live beyond your means or even within your means, but below your means.
I have three obsessions. Liquidities, liquidities, liquidities.
This vision of life will allow him to escape the crisis of 29.
He will never stray from this wisdom. Long live boldness and innovation, but no more dangerous positions and deadly speculation. Equity is life and freedom. An atavistic and ineradicable conviction within Banque Delubac: liquidity first, then profitability.
Originating from the countryside, Maurice Delubac was from Saint-Etienne-de-Boulogne, a small Ardèche village near Aubenas. On his return from the first World War, he joined Banque Privée, a regional bank in Lyon which had offices in Ardèche. At the request of his employer, Mr Delubac opened the Le Cheylard branch of this bank.
These few years spent at Le Cheylard enabled him to weave a solid professional network. When the Le Cheylard branch closed, it was at the request and with the support of local industrialists that he decided to create his own bank, in the form of a personal business. Banque de l'Eyrieux Maurice Delubac was therefore created on 2 January 1924. It offered a range of services dedicated to both businesses and individuals and already had a securities activity.